Auto Insurance Commercials: Allstate

So how do auto insurance market their products, below are some of the commercials for Allstate. I have put together a collection of all Mayhem commercials. Enjoy and have some laugh!

I especially like the first video, I just can't stop laughing when I watched it (I'm a pink lover too). :D

 

Credit: Allstate

Credit: Allstate

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

 

Credit: Allstate

More to come. 

Auto Insurance Logos

I have compiled several auto insurances' logos. Check them out:

21st Century
visit: https://auto.21st.com/AutoQuote/home.do?method=getHome

AAA
visit: http://www.aaasouth.com/Automotive/auto.aspx?nvbar=Automotive

AARP
visit: http://aarp.thehartford.com/landingpages/Display/DisplayAARP.shtml?KEY=AARP&PLcode=040619&N=QT_How&PH=1&ctcampaign=348

Allstate
visit: http://www.allstate.com/

Esurance
visit: http://www.esurance.com/

Farmers
visit: http://www.farmersinsurance.com/

GEICO
visit: http://www.geico.com/

Liberty Mutual
visit: http://www.libertymutual.com/

MetLife
visit: http://www.metlife.com/individual/insurance/auto-insurance/index.html?WT.ac=PRO_Pro3a_AutoIns_5-8676_T3619-IN-individual&oc_id=PRO_Pro3a_AutoIns_5-8676_T3619-IN-individual#basics

Nationwide
visit: http://www.nationwide.com/

Progressive
visit: http://www.progressive.com/

State Farm
visit: http://www.statefarm.com/

USAA
visit: https://www.usaa.com/inet/pages/auto_insurance_main

Which one do you think is the most creative? Is there a particular logo you find appealing?

Fun Game: Auto Insurance Taglines

How familiar are you with auto insurance's taglines/slogans/themelines? Can you identify these taglines? Go on and test your knowledge.

 1. "Fifteen minutes could save you fifteen percent or more on car insurance."

 2. "Responsibility. What's your policy?"

 3. "You're in Good Hands with __________."

 4. "Think easier. Think __________."

 5. "Quote. Buy. Print."

 6. "Like a good neighbor, __________ is there."

 7. "Same great coverage for less."

 8. "__________ is On Your Side."

 9. "We know what it means to serve."

10. "Have you __________ today?"


Scroll down to check your answers.
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 1. "Fifteen minutes could save you fifteen percent or more on car insurance." -----> GEICO

 2. "Responsibility. What's your policy?" -----> Liberty Mutual

 3. "You're in Good Hands with Allstate." -----> Allstate

 4. "Think easier. Think progressive." -----> Progressive

 5. "Quote. Buy. Print." -----> Esurance

 6. "Like a good neighbor, State Farm is there." -----> State Farm

 7. "Same great coverage for less." -----> 21st Century

 8. "Nationwide is On Your Side." -----> Nationwide

 9. "We know what it means to serve." -----> USAA

10. "Have you met life today?" ---->- MetLife

So how many did you get correct? Which tagline do you think is the catchiest?

The Unveiling of a New Auto Insurance

Two weeks ago my brother-in-law renewed his auto insurance, however, this time he did not renew with Allstate (he probably felt overcharged), instead he switched to a new insurance company named 21^st Century (honestly, I’ve never heard of them until a week ago). He did lower his coverage and now his new auto insurance costs…drum roll, please…..$404 (Allstate quoted him $500 for the same coverage). Compare that to his old policy, which costs $667.37 (whoa! he just saved a whopping $260). 

21st Century's logo

Two months ago, I have renewed my auto insurance with Allstate for another six months. Although I still have the same coverage, my premium has increased $4.31 (if you think about it $4 is negligible but if it keeps on increasing, eventually it will add up to a substantial amount)…maybe it is time to switch auto insurance too. In four months’ time (when my policy period ends) I want to shop around for a new auto insurance (and I will definitely add 21^st Century to my automobile insurance checklist). I know the price is just one aspect I have to consider in selecting my next auto insurance (I will also look at their reputation, customer service, and how they handle claims). After all car insurance is a big deal especially nowadays with people trying to save money.

A Well-Deserved Time-Off

A little over a month ago, I went on a stress-free and pleasurable vacation in the Philippines. Days before my vacation, I called my auto insurance provider and asked if I can put my auto insurance coverage on hold, since I will be out of the country for a month and will not be using my car. Here’s what Kristy, Allstate’s representative, told me “it’s possible to put your insurance on hold but you have to keep your Comprehensive coverage (in case something happens to my car, other than collision, while I am away). You also have to inform your lien-holder of your plan and get them in agreement as well.” 

In short, it’s at my lien-holder's discretion if my idea is doable (that’s a savings of $50 if I can persuade my lien-holder to agree). 

Unfortunately, I got so thrilled by my upcoming vacation that I forgot to call my lien-holder (I guess I will never know the end result of that idea). Nevertheless, I do have some wonderfully taken photos to reminisce the blissful moments of my vacation. Check it out: 

SM Mall of Asia's GlobAmaze

The Manor Hotel at Camp John Hay

The Mansion House

A breathtaking view of Mines View Park

Burnham Park in Baguio

Ateneo de Manila University's Eliazo  Hall

 

a presentation of Traditional Korean clothing

outside view from Incheon International Airport

My little accident...

A couple of days ago, I had a minor accident. On my way to work on a Thursday morning, while driving 60 mph on I-10, a small rock flew straight into my windshield (it happened so fast I didn't even see where the rock came from) and left a tiny crack (worried and agitated I kept driving until I got to my destination). The moment I got to work I told my co-worker what had happened to me and she told me something that just made my day. :) 

If you live in Florida, Kentucky, Massachusetts, or South Carolina, you live in what's called a "Zero Deductible State." That means that your insurance company is required by law to allow you to purchase a windshield replacement using insurance with no deductible—as long as you have comprehensive insurance on your vehicle. If you live in one of these states, and have comprehensive insurance, it makes sense to use your insurance to pay for your auto glass replacement. Florida and Massachusetts only fully cover windshields, but Kentucky and South Carolina cover all glass replacement.

via Glass.net

With this new knowledge, I immediately called Lee & Cates Glass and told them what happened. Dale, Lee & Cates' representative, was very helpful and even called my insurance to set-up the claim. I even had the option to have my windshield replace if I am not pleased with the simple repair (hmmm, tempting) but since it’s just a tiny chip I was okay with the repair. 

Lucky for me I live in the state of Florida, I guess auto insurance do come in handy especially at times when you least expect it. Funny thing is, I got worried for nothing (I actually thought I'll have to pay for the repair since my deductible is $500). Thanks to my auto insurance, my little accident did not even cost me a penny, just a few minutes of my time.

The Conclusion of My Quest for an Auto Insurance

Yes, you’re right I did sign-up for Allstate. Finally, after two days of online searching and talking to my family about auto insurance, I have decided to get Allstate as my auto insurance for the next six months. I picked their Silver Protection package and just customized it a bit. I did avail of their Early Signing option (my insurance was not effective until a week after sign-up though), and it saves me $17.97 but I was not able to use my car for a week (I didn’t want to risk using my car without insurance).

my insurance premium and coverage

I paid my premium in full $307.93 (using my Discover credit card that has 0% interest rate until May 2011). If I pay in installments it will cost me $319.31 (a difference of $11.38) and an additional $1.00 installment fee for each payment (hey that’s $17.38 total! good as gas money...half a tank at least).

BP

Texaco

Compare that to what my brother-in-law pays for his auto insurance on his 2004 Acura. He also has the Silver Protection package but with more coverage and higher limits so it’s more expensive (twice as much as what I pay for mine).

my brother-in-law's insurance premium and coverage

In terms of discount, my brother-in-law did have more discount savings $167.49 (almost twice compare to mine $96.69 only) but I still think that I did a better job in customizing my auto insurance because six months later, I will have an extra $350 (difference between my brother-in-law's premium and mine).

my brother-in-law's discount savings (per Allstate)

my discount savings (per Allstate)

I just always have to be extra careful and alert when I am on the road (but I know that there's no way telling what's gonna happen in the future so I just leave it all in God's hands).