Auto Insurance in the United States: insurance provider

Monday, March 28, 2011

An Important Mail from Allstate

Yesterday afternoon, I was getting ready to shred a stack of mails (most of it I received when I was away on my vacation)… by chance, when I opened one of the envelopes, I glanced at the letter and realized that it is something important…a letter from my auto insurance provider.

It even says IMPORTANT on the envelope. I really should start reading my mails...lol

I have the bad habit of not reading my mails (because I get a lot of junk mail). Usually whenever I received mails, I just check the envelope (I must have missed this one) and if it is not from someone I am expecting I automatically put it in my to-be-shred pile. Fortunately, I read the letter before I place it in the shredder…if not my new quote for my auto premium will not be accurate (I do hope that they received it before the 20-day period ends...yay! that's in two days).

Wednesday, March 16, 2011

A Well-Deserved Time-Off

A little over a month ago, I went on a stress-free and pleasurable vacation in the Philippines. Days before my vacation, I called my auto insurance provider and asked if I can put my auto insurance coverage on hold, since I will be out of the country for a month and will not be using my car. Here’s what Kristy, Allstate’s representative, told me “it’s possible to put your insurance on hold but you have to keep your Comprehensive coverage (in case something happens to my car, other than collision, while I am away). You also have to inform your lien-holder of your plan and get them in agreement as well.”

In short, it’s at my lien-holder's discretion if my idea is doable (that’s a savings of $50 if I can persuade my lien-holder to agree).

Unfortunately, I got so thrilled by my upcoming vacation that I forgot to call my lien-holder (I guess I will never know the end result of that idea). Nevertheless, I do have some wonderfully taken photos to reminisce the blissful moments of my vacation. Check it out: